All-inclusive TotalCare™All your treatment needs taken care of


If you want all the peace of mind that private health insurance brings – but you’d rather fund treatment yourself than pay premiums – TotalCare is the perfect solution. It offers a comprehensive array of private healthcare treatments, that cover a wide variety of medical conditions. A single one-off payment at a pre-agreed price delivers direct access to all the treatment you need for complete reassurance.

The TotalCare™ all inclusive package

Ramsay Health Care guarantees to cover all of the following with a TotalCare package.

  • Pre-operative assessment prior to your admission
  • Your hospital accommodation including meals where applicable
  • Operating theatre charges, drugs and dressings
  • Your nursing care
  • In-patient diagnostic services namely MRI, CT and Xray
  • Histology and pathology
  • Surgical equipment
  • Prosthesis
  • Consultants’ fees while you are in hospital
  • Unlimited* post discharge outpatient care commencing the day you leave Hospital

*Terms and Conditions Apply

Post discharge guarantees include:

  • One follow up consultation with your consultant
  • One post operative x-ray
  • Removal of sutures and stitches, dressings
  • Physiotherapy
  • Take home drugs for up to 10 days as prescribed by your consultant

It’s important to make sure everyone is happy before your treatment starts. That’s why an all-inclusive price is subject to consultation with your specialist, and a written offer from the hospital. The cost will be made clear to you before you begin any tests, consultations or treatment. So you know where you stand right from the start, we’ll send you a full quotation before you proceed with the main treatment. Please be aware, however, this may be different to a stated guide price. Costs can vary depending on the Consultant or Specialist you choose, your medical history, the anaesthetic your Consultant recommends and the implant you and your consultant agree upon. For procedures involving injections, the drug your consultant advises for you may also affect the cost.

How do I pay?

Payment in full must be completed at least ten days prior to admission and can be made by debit or credit card or online transfer. Payment by American Express will not be accepted. Should you wish to make an online transfer or pay by cheque, you’ll need to do this in prior agreement with the Hospital’s Business Office.

For full details on payments, view our terms and conditions. Some consultants may invoice you rather than the hospital. If this is the case, we’ll let you know and you can make a cheque payable to the consultant sent to the address shown on their letterhead.


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Spread the cost of your treatment

  • Fixed monthly payments over a term that enables you to budget
  • Loan money paid directly to Ramsay Health Care
  • A loan designed to put more expensive health procedures within easier reach
  • Simple Online application
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  • Your choice of consultant
  • No cancellations
  • Appointments to suit you
  • 0% finance available
  • No waiting lists
  • Fixed price packages
  • Unlimited aftercare
  • Price Match

Terms and conditions apply

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